AI-native collections platform for microfinance and SME banks
Prometey AI ranks every case, automates workflows, and puts live signals on every dashboard — so your team recovers the debt with a tailored approach for each borrower.
Platform
Built to run your entire collections operation.
AI-ranked worklist
Every account scored by urgency – DPD, classification, and required actions – so officers know who to contact first.
AI outreach agents
Automated WhatsApp and Telegram outreach that reminds and follows up on payment promises, and logs every conversation to the case.
Borrower classification
Every borrower assessed on capacity and willingness to pay, with a recommended recovery strategy built in.
Promise-to-pay tracking
Every commitment — from a call, visit, or message — logged, scheduled, and tracked as kept or broken.
Performance dashboards
Officers track their own case count, promise-kept rate, and resolutions. Managers see the same signals across the whole portfolio.
Configurable workflow engine
Set the thresholds between Branch Arrears, Pre-litigation, and Litigation, plus agent scripts and document templates.
Live in weeks, not quarters.
Connect your portfolio
Read-only sync with your core banking system. Overdue accounts, contact history and repayment schedules land in one model.
Configure your workflows
Set your phase thresholds, agent scripts, and teams in the platform — matched to how your organisation actually runs collections.
Go live
Every account ranked, reminders and follow-ups sent on schedule, every promise tracked — so no case waits for someone to remember it.
Recovery economics that work at small ticket sizes.
Microfinance and SME portfolios break traditional collections: too many accounts, too little value per account, too much manual dialling. Automated ranking and outreach change the unit cost of working a case — so every overdue account gets worked, not just the largest ones.
- Every account worked — AI-driven ranking scores every case from day one, no minimum ticket size required.
- Scale your portfolio, not your collections team — AI agents handle reminders and follow-ups automatically, so a growing portfolio doesn't require a growing team to work it.
A tailored approach, not blanket pressure.
Not every borrower needs the same treatment — and pushing them all the same way rarely gets the debt back either. Every borrower is classified on capacity and willingness to pay, with a recommended strategy that fits their actual situation, from a straightforward reminder to a restructuring conversation.
Frequently asked questions.
Prometey AI connects to your existing core banking system (CBS) — either through a real-time API integration, or via secure automated SFTP file transfer if your CBS doesn't expose an API. Either way, your CBS stays the system of record: we sync loan, payment, and borrower data to power the worklist.
The platform interface is available in Russian or English, set for your deployment. Borrower outreach — reminders, follow-ups, and notices — is delivered in your local language.
Pricing is scoped to your portfolio size and integration path — there's no fixed public rate, because a small pilot and a full-portfolio rollout aren't the same commitment. You'll get a clear proposal during the demo.
All borrower data is hosted in a secure, in-country cloud environment, in line with local data residency law — never stored on servers outside the country. Data is encrypted at rest and in transit, and every action on a case — logins, AI decisions, officer actions — is logged in an immutable audit trail, retained for seven years.
Schedule a call
Request a demo.
We're onboarding a first cohort of microfinance and SME lenders. Book a call, and we'll show you how the platform works.
- Live product demo
- Pilot pricing and onboarding plan
- Integration options for your CBS
